IRS Legal Counsel Blog

Is wage garnishment can happen to anyone’s salary? How it can happen? Wage garnishment is being use by the Internal Revenue Service in order to collect your unresolved tax debt but not only the Internal Revenue Service can ask for the wage garnishment even private credit company can ask for wage garnishment especially if they want their money back. Wage garnishment is also a legal proceeding to make sure that you will be able to pay back your debt either from the Internal Revenue Service or to a credit company.

Before wage garnishment can happen to your salary, the Internal Revenue Service or Credit Company must file the case through the court as well as inform you of the impending wage garnishment proceedings. This way it will give you a chance to defend yourself and at the same prevent wage garnishment to happen. You also have to make sure that you have the best defence that can grant your plea of stopping wage garnishment. But once the court order granting of wage garnishment you do not have a choice but to let wage garnishment happen however you can enter an agreement to your creditors or to the Internal Revenue Service in terms of payment so that wage garnishment will not happen to your salary.

If you are being subjected to a wage garnishment, your employer will be inform of the proceeding and he or she must withhold portion of your salary in order to pay your debt. How must will be deducted to one’s salary? By law, 25% of your salary will be withheld but depending on what state you are in because in every state they have different way in doing wage garnishment. But the best way that you can be able to stop wage garnishment is to face your creditors and ask for a settlement so that your salary is safe from their control and you can be able to receive your salary in full.

Creditors or the Internal Revenue Service is open to any arrangement as long as you want to settle your debt without going through a wage garnishment. Any settlement or arrangement is open but you have to make sure that you will be able to meet the end of your agreement because if not, your creditor or the Internal Revenue Service has no choice but to push though a wage garnishment.

Having unresolved debt can be hassle especially if your salary is on the line for being under a wage garnishment. In order to prevent this to happen, you can either get the service of a tax attorney to handle it for you or you can contact your creditor or the Internal Revenue Service so that you will know what to do to stop wage garnishment.